About Dhruv Kothiwal

Dhruv is a visionary Co-Founder Director at Radhya Micro Finance Pvt. Ltd. and currently serves as our Chief Risk Officer (CRO). With over 15 years of industry expertise, Dhruv brings a deep understanding of microfinance—a legacy business passed down through generations—enhanced by hands-on experience in operations, strategy, risk assessment, and financial planning. In his role as Credit Risk Officer, Dhruv is dedicated to safeguarding our organization’s financial integrity. His meticulous approach to evaluating and managing credit risk ensures that every lending decision is both sound and sustainable.

Dhruv’s commitment to the highest ethical standards and regulatory compliance underscores his proactive stance in identifying and mitigating risks. By leveraging his experience and strategic mindset, Dhruv plays a pivotal role in driving the long-term success and stability of our organization.