/* Radhya Micro Finance — "Playful" design (Option A) */
:root {
  --cream: #FBF4E6;
  --ink: #14213D;
  --text: #33405A;
  --muted: #5E6880;
  --orange: #FF5A00;          /* brand orange: buttons, wordmark, accents */
  --orange-dark: #C2410C;     /* small orange text on light backgrounds (5.2:1) */
  --orange-deep: #9A3412;
  --peach: #FFDCC7;
  --mint: #CDEBDD;
  --butter: #FCE7A4;
  --sky: #CFE3F5;
  --line: #EADBC0;
  --navy-2: #233355;
  --navy-line: #2A3A5C;
  --display: "Bricolage Grotesque", "Plus Jakarta Sans", system-ui, sans-serif;
  --body: "Plus Jakarta Sans", "Mukta", system-ui, -apple-system, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
main, .site-footer { overflow-x: clip; }
body {
  margin: 0;
  background: var(--cream);
  color: var(--text);
  font-family: var(--body);
  font-size: 17px;
  line-height: 1.6;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: var(--orange-dark); }
a:hover { color: var(--orange-deep); }
h1, h2, h3 { color: var(--ink); font-family: var(--display); font-weight: 800; margin: 0; line-height: 1.08; letter-spacing: -0.02em; }
p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; border-radius: 6px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

.wrap { max-width: 1280px; margin: 0 auto; padding-inline: 40px; }
.section { padding-block: 96px; }
.kicker { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--orange-dark); margin-bottom: 10px; }
.h2 { font-size: 48px; }
.lead { font-size: 20px; max-width: 640px; }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }
.tag {
  display: inline-block; font-weight: 700; font-size: 14px; color: var(--ink);
  padding: 8px 16px; border-radius: 999px; background: var(--mint); transform: rotate(-2deg);
}
.tag.peach { background: var(--peach); } .tag.butter { background: var(--butter); } .tag.sky { background: var(--sky); }

/* Buttons */
.btn {
  display: inline-block; padding: 15px 28px; border-radius: 999px; font-weight: 700; text-decoration: none;
  background: var(--orange); color: #fff; box-shadow: 0 4px 0 var(--orange-dark); transition: transform .12s, box-shadow .12s;
}
.btn:hover { color: #fff; transform: translateY(-2px); box-shadow: 0 6px 0 var(--orange-dark); }
.btn.light { background: #fff; color: var(--ink); box-shadow: 0 4px 0 var(--line); }
.btn.light:hover { color: var(--ink); box-shadow: 0 6px 0 var(--line); }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }
.link-arrow { font-weight: 700; text-decoration: none; }

/* Header */
.site-header .wrap { max-width: 1520px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 18px 20px; padding-top: 22px; padding-bottom: 22px; position: relative; }
.logo img { height: 70px; width: auto; }
.nav { order: 1; display: flex; flex-wrap: wrap; gap: 2px 4px; align-items: center; background: #fff; border-radius: 999px; padding: 6px; box-shadow: 0 2px 0 var(--line); font-weight: 600; font-size: 16px; }
.header-cta { order: 2; }
.nav a { color: var(--ink); text-decoration: none; padding: 8px 11px; border-radius: 999px; white-space: nowrap; }
.nav a:hover { background: #F3E6CF; color: var(--ink); }
.nav a.active { background: var(--ink); color: #fff; }
.header-cta { display: flex; align-items: center; gap: 14px; }
.call { text-align: right; font-size: 14px; line-height: 1.35; }
.call a { font-weight: 700; color: var(--ink); text-decoration: none; }
.call span { display: block; color: var(--muted); }
.header-cta .btn { padding: 13px 22px; }
.menu-btn { display: none; background: #fff; border: 0; border-radius: 14px; width: 48px; height: 48px; padding: 12px; cursor: pointer; box-shadow: 0 2px 0 var(--line); }
.menu-btn span { display: block; height: 2px; background: var(--ink); margin: 5px 0; border-radius: 2px; }

@media (max-width: 1439px) { .call, .header-cta { display: none; } }
@media (max-width: 1180px) {
  .menu-btn { display: block; order: 2; margin-left: auto; }
  .header-cta { order: 1; margin-left: auto; }
  .nav { order: 3; display: none; width: 100%; flex-direction: column; align-items: stretch; border-radius: 24px; padding: 10px; }
  .nav.open { display: flex; }
  .nav a { padding: 12px 16px; font-size: 16px; }
}
@media (max-width: 640px) {
  .logo img { height: 52px; }
  .header-cta .btn { padding: 11px 18px; font-size: 15px; }
}

@media (max-width: 360px) { .logo img { height: 44px; } }

/* Hero (home) */
.brandline { display: flex; flex-wrap: wrap; align-items: flex-end; gap: 8px 28px; padding-top: 24px; }
.brand-word { margin: 0; font-family: var(--display); font-weight: 800; font-size: clamp(72px, 24vw, 260px); line-height: .82; letter-spacing: -0.045em; color: var(--orange); }
.brand-sub { padding-bottom: 18px; }
.brand-sub strong { display: block; font-family: var(--display); font-size: 26px; font-weight: 700; color: var(--ink); line-height: 1.1; }
.brand-sub span { display: block; margin-top: 8px; font-family: "Mukta", sans-serif; font-size: 22px; font-weight: 600; color: var(--muted); }
.hero { display: flex; flex-wrap: wrap; gap: 56px; align-items: center; padding: 48px 0 96px; }
.hero-copy { flex: 1 1 480px; min-width: 0; }
.hero h1 { margin: 22px 0 20px; font-size: 62px; line-height: 1.02; }
.squiggle { position: relative; display: inline-block; }
.squiggle svg { position: absolute; left: 0; bottom: -12px; width: 100%; height: 18px; }
.hero .lead { margin-bottom: 32px; max-width: 500px; }
.hero-media { flex: 1 1 440px; min-width: 0; max-width: 560px; position: relative; }
.hero-media img { position: relative; width: 100%; aspect-ratio: 1 / 1; object-fit: cover; border-radius: 280px 280px 32px 32px; }
.sticker { position: absolute; left: -28px; bottom: 40px; background: #fff; border-radius: 20px; padding: 16px 20px; transform: rotate(-4deg); box-shadow: 0 6px 0 var(--line); }
.sticker b { display: block; font-family: var(--display); font-size: 34px; font-weight: 800; color: var(--ink); line-height: 1; }
.sticker span { font-size: 14px; font-weight: 600; }
.sticker-npa { left: auto; right: -24px; bottom: 40px; transform: rotate(3deg); }
.badge-round { position: absolute; right: 18px; top: 26px; width: 128px; height: 128px; border-radius: 50%; background: var(--ink); color: #fff; display: flex; align-items: center; justify-content: center; text-align: center; font-size: 13px; font-weight: 700; line-height: 1.25; transform: rotate(10deg); padding: 14px; }

/* Pastel feature cards */
.cards-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(270px, 100%), 1fr)); gap: 24px; }
.pcard { border-radius: 28px; padding: 34px; color: var(--ink); background: var(--peach); }
.pcard:nth-child(2) { background: var(--mint); }
.pcard:nth-child(3) { background: var(--butter); }
.pcard h3, .pcard h2 { font-size: 26px; margin-bottom: 8px; }
.icon-dot { width: 56px; height: 56px; border-radius: 50%; background: #fff; display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.icon-dot svg { width: 26px; height: 26px; }

/* Split rows */
.split { display: flex; flex-wrap: wrap; gap: 64px; align-items: center; }
.split > * { min-width: 0; }
.arch { position: relative; flex: 0 1 380px; }
.arch .blob { position: absolute; left: -36px; bottom: -36px; width: 160px; height: 160px; border-radius: 50%; background: var(--orange); }
.arch img { position: relative; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; border-radius: 190px 190px 28px 28px; }
.split-copy { flex: 1 1 520px; }
.split-copy .h2 { margin-bottom: 24px; }

/* Dark rounded band */
.band-wrap { padding-inline: 24px; }
.band { max-width: 1360px; margin: 0 auto; border-radius: 48px; padding: 80px 56px; }
.band.navy { background: var(--ink); color: #DCE3EF; }
.band.navy h2 { color: #fff; }
.band.navy .kicker { color: #FFB48A; }
.band.mint { background: var(--mint); color: var(--ink); }
.band.peach { background: var(--peach); color: var(--ink); }
.band-head { display: flex; flex-wrap: wrap; gap: 24px 56px; align-items: center; justify-content: space-between; margin-bottom: 44px; }
.band-head img { flex: none; width: min(640px, 100%); height: auto; aspect-ratio: 16 / 9; object-fit: cover; border-radius: 999px; }
.stats { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 16px; }
.stat { border-radius: 24px; padding: 28px 20px; color: var(--ink); background: var(--peach); }
.stat:nth-child(2) { background: var(--mint); } .stat:nth-child(3) { background: var(--butter); }
.stat:nth-child(4) { background: var(--sky); } .stat:nth-child(5) { background: #fff; } .stat:nth-child(6) { background: var(--orange); }
.stat b { display: block; font-family: var(--display); font-size: clamp(28px, 2.6vw, 38px); font-weight: 800; line-height: 1; white-space: nowrap; }
.stat span { display: block; margin-top: 8px; font-weight: 600; }
@media (max-width: 1100px) { .stats { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (max-width: 640px) { .stats { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

/* Services list (home) */
.svc { display: flex; flex-wrap: wrap; gap: 48px; align-items: center; }
.svc > img { flex: 1 1 460px; min-width: 0; max-width: 560px; aspect-ratio: 16 / 9; object-fit: cover; border-radius: 32px; transform: rotate(-1.5deg); }
.svc-list { flex: 1 1 420px; min-width: 0; display: flex; flex-direction: column; gap: 16px; }
.svc-item { background: #fff; border-radius: 24px; padding: 24px 26px; display: flex; gap: 18px; box-shadow: 0 4px 0 var(--line); }
.svc-item h3 { font-size: 23px; margin-bottom: 4px; }
.num-dot { flex: none; width: 44px; height: 44px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 800; background: var(--peach); color: var(--orange-deep); }
.svc-item:nth-child(2) .num-dot { background: var(--mint); color: #1F6B4F; }
.svc-item:nth-child(3) .num-dot { background: var(--butter); color: #8A5A00; }

/* Testimonial */
.testi { max-width: 1040px; margin: 0 auto; display: flex; flex-wrap: wrap; gap: 36px; align-items: flex-end; }
.testi > img { width: 150px; height: 150px; border-radius: 50%; object-fit: cover; border: 6px solid #fff; box-shadow: 0 4px 0 var(--line); }
.bubble { flex: 1 1 480px; min-width: 0; margin: 0; background: #fff; border-radius: 32px 32px 32px 6px; padding: 36px 40px; box-shadow: 0 6px 0 var(--line); }
.bubble blockquote { margin: 0 0 18px; font-family: var(--display); font-size: 27px; line-height: 1.3; font-weight: 700; color: var(--ink); }
.bubble figcaption { display: flex; flex-wrap: wrap; gap: 12px 24px; align-items: center; }
.stars { color: var(--orange-dark); letter-spacing: 2px; margin-left: 8px; }
.chip-link { background: var(--butter); color: var(--ink); padding: 10px 18px; border-radius: 999px; font-weight: 700; text-decoration: none; }
.chip-link:hover { color: var(--ink); background: #F8DC80; }

/* Document cards (home) */
.head-row { display: flex; flex-wrap: wrap; gap: 16px 40px; align-items: end; justify-content: space-between; margin-bottom: 28px; }
.doc-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(250px, 100%), 1fr)); gap: 18px; }
.doc-card { display: block; background: #fff; border-radius: 22px; padding: 22px; text-decoration: none; color: var(--ink); font-weight: 700; box-shadow: 0 4px 0 var(--line); transition: transform .2s; }
.doc-card:hover { transform: translateY(-3px); color: var(--ink); }
.pdf { display: inline-block; font-size: 12px; font-weight: 800; border-radius: 999px; padding: 3px 10px; margin-bottom: 12px; background: var(--peach); color: var(--orange-deep); }
.doc-card:nth-child(2) .pdf { background: var(--mint); color: #1F6B4F; }
.doc-card:nth-child(3) .pdf { background: var(--butter); color: #8A5A00; }
.doc-card:nth-child(4) .pdf { background: var(--sky); color: #1E4E7A; }

/* Gramo Fin group pill */
.group-pill { margin: 36px 0 0; padding: 16px 22px; background: #fff; border-radius: 999px; display: flex; flex-wrap: wrap; gap: 14px; align-items: center; font-size: 15px; }
.group-pill img { width: 100px; height: auto; }
.group-pill.big { padding: 30px 44px; gap: 28px; font-size: 21px; line-height: 1.5; box-shadow: 0 5px 0 var(--line); }
.group-pill.big img { width: 200px; }
@media (max-width: 760px) { .group-pill, .group-pill.big { border-radius: 28px; } .group-pill.big { padding: 26px; font-size: 18px; } .group-pill.big img { width: 160px; } }

/* Page title (inner pages) */
.page-intro { padding-block: 40px 56px; }
.page-title { margin: 16px 0 24px; font-size: clamp(40px, 9vw, 128px); overflow-wrap: anywhere; line-height: .9; letter-spacing: -0.04em; }
.page-title i { font-style: normal; color: var(--orange); }

/* Footer */
.site-footer { background: var(--ink); color: #E7DCC8; font-size: 15px; border-radius: 48px 48px 0 0; margin-top: 24px; }
.site-footer .wrap { padding-top: 72px; padding-bottom: 28px; }
.site-footer a { color: #E7DCC8; text-decoration: none; }
.site-footer a:hover { color: #fff; }
.foot-cols { display: flex; flex-wrap: wrap; gap: 40px 64px; justify-content: space-between; }
.foot-cols > div, .foot-cols > nav { display: flex; flex-direction: column; gap: 10px; }
.foot-brand { flex: 1 1 320px; min-width: 0; }
.foot-brand img { height: 60px; width: auto; max-width: 100%; object-fit: contain; align-self: flex-start; margin-bottom: 10px; }
.foot-brand p strong { color: #fff; }
.foot-cols strong.h { color: #fff; font-size: 16px; margin-bottom: 4px; }
.socials { display: flex; gap: 12px; margin-top: 8px; }
.socials a { width: 44px; height: 44px; background: var(--navy-2); border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; }
.socials svg { width: 18px; height: 18px; fill: currentColor; }
.foot-word { margin: 56px 0 0; font-family: var(--display); font-weight: 800; font-size: clamp(80px, 18vw, 270px); line-height: .8; letter-spacing: -0.05em; color: var(--orange); text-align: center; }
.reg { margin-top: 32px; display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 12px; font-size: 14px; }
.reg span { background: var(--navy-2); color: #fff; padding: 6px 14px; border-radius: 999px; }
.foot-bottom { margin-top: 20px; padding-top: 22px; border-top: 1px solid var(--navy-line); display: flex; flex-wrap: wrap; gap: 12px 32px; justify-content: space-between; font-size: 14px; }
.foot-bottom a { color: #fff; text-decoration: underline; }

/* Codes & Policies */
.two-col-text { display: flex; flex-wrap: wrap; gap: 24px 48px; }
.two-col-text p { flex: 1 1 440px; min-width: 0; margin: 0; }
.reg-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(240px, 100%), 1fr)); gap: 16px; }
.reg-card { border-radius: 22px; padding: 18px 22px; color: var(--ink); background: var(--peach); }
.reg-card:nth-child(2) { background: var(--mint); } .reg-card:nth-child(3) { background: var(--butter); }
.reg-card small { display: block; font-size: 13px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.reg-card b { font-family: var(--display); font-size: 24px; font-weight: 800; word-break: break-word; }
.banner-pair { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(300px, 100%), 1fr)); gap: 20px; }
.banner-pair img { width: 100%; height: 300px; object-fit: cover; border-radius: 999px; }
.banner-pair img:first-child { object-position: center 40%; }
.docs-layout { display: flex; flex-wrap: wrap; gap: 40px; }
.docs-main { flex: 1 1 600px; min-width: 0; }
.docs-side { flex: 1 1 400px; min-width: 0; }
.doc-list { background: #fff; border-radius: 28px; overflow: hidden; box-shadow: 0 5px 0 var(--line); }
.doc-row { display: flex; flex-wrap: wrap; gap: 6px 16px; align-items: center; padding: 18px 24px; color: var(--ink); text-decoration: none; border-bottom: 1px dashed var(--line); }
.doc-row:last-child { border-bottom: 0; }
.doc-row:hover { background: #FFF8EC; color: var(--ink); }
.doc-row .dot { flex: none; width: 12px; height: 12px; border-radius: 50%; background: var(--orange); }
.doc-row .name { flex: 1 1 240px; font-weight: 700; }
.doc-row .size { font-size: 14px; color: var(--muted); }
.fy { border-radius: 28px; padding: 26px 28px; margin-bottom: 16px; color: var(--ink); background: var(--peach); }
.fy + .fy { background: var(--mint); margin-bottom: 40px; }
.fy h3 { font-size: 30px; margin-bottom: 4px; }
.fy a { display: flex; justify-content: space-between; gap: 12px; padding-top: 10px; color: var(--ink); font-weight: 700; text-decoration: none; }
.fy a span:last-child { font-weight: 600; white-space: nowrap; }

/* Team */
.team-list { display: flex; flex-direction: column; gap: 28px; }
.member { background: #fff; border-radius: 32px; padding: 28px; display: flex; flex-wrap: wrap; gap: 32px; align-items: center; box-shadow: 0 5px 0 var(--line); }
.member:nth-child(even) { flex-direction: row-reverse; }
.member img { flex: none; width: 240px; height: 280px; object-fit: cover; object-position: top; border-radius: 120px 120px 24px 24px; background: var(--peach); }
.member > div { flex: 1 1 420px; min-width: 0; }
.member h3 { font-size: 30px; }
.role { display: inline-block; margin: 8px 0 14px; font-weight: 700; font-size: 14px; padding: 4px 12px; border-radius: 999px; background: var(--peach); color: var(--orange-deep); }
.member.mint img, .member.mint .role { background: var(--mint); } .member.mint .role { color: #1F6B4F; }
.member.butter img, .member.butter .role { background: var(--butter); } .member.butter .role { color: #8A5A00; }
.member.sky img, .member.sky .role { background: var(--sky); } .member.sky .role { color: #1E4E7A; }
@media (max-width: 640px) { .member img { width: 240px; height: 280px; } }

/* Services page */
.big-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(340px, 100%), 1fr)); gap: 28px; }
.big-card { background: #fff; border-radius: 32px; overflow: hidden; box-shadow: 0 5px 0 var(--line); }
.big-card img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.big-card div { padding: 26px 30px 32px; }
.big-card h2 { font-size: 30px; margin-bottom: 8px; }
.tilt-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(240px, 100%), 1fr)); gap: 22px; }
.tilt-card { background: #fff; border-radius: 26px; overflow: hidden; }
.tilt-card img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.tilt-card div { padding: 20px 22px 24px; }
.tilt-card h3 { font-size: 23px; margin-bottom: 6px; }
.loan-tiles { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(240px, 100%), 1fr)); gap: 20px; }
.loan-tile { background: #fff; border-radius: 28px; padding: 30px; box-shadow: 0 5px 0 var(--line); }
.loan-tile .icon-dot { width: 60px; height: 60px; margin-bottom: 22px; background: var(--peach); }
.loan-tile:nth-child(2) .icon-dot { background: var(--mint); } .loan-tile:nth-child(3) .icon-dot { background: var(--butter); } .loan-tile:nth-child(4) .icon-dot { background: var(--sky); }
.loan-tile h3 { font-family: var(--body); font-size: 16px; font-weight: 700; color: var(--muted); letter-spacing: 0; margin-bottom: 6px; }
.loan-tile b { display: block; font-family: var(--display); font-size: 32px; font-weight: 800; color: var(--ink); line-height: 1.1; }
.loan-tile p { margin: 6px 0 0; font-size: 15px; }
.faq-layout { display: flex; flex-wrap: wrap; gap: 48px; }
.faq-intro { flex: 1 1 320px; min-width: 0; }
.faq-intro img { width: 100%; max-width: 300px; aspect-ratio: 1 / 1; object-fit: cover; border-radius: 50%; margin-top: 24px; }
.faq { flex: 2 1 560px; min-width: 0; display: flex; flex-direction: column; gap: 14px; }
.faq details { background: #fff; border-radius: 24px; padding: 22px 26px; box-shadow: 0 4px 0 var(--line); }
.faq summary { min-height: 44px; list-style: none; cursor: pointer; display: flex; justify-content: space-between; gap: 16px; align-items: center; font-family: var(--display); font-size: 22px; font-weight: 800; color: var(--ink); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; flex: none; width: 36px; height: 36px; border-radius: 50%; background: var(--orange); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 24px; line-height: 1; transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { margin: 12px 0 0; }

/* Contact */
.contact-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(250px, 100%), 1fr)); gap: 20px; }
.ccard { display: block; border-radius: 28px; padding: 28px; color: var(--ink); text-decoration: none; background: var(--peach); }
.ccard:nth-child(2) { background: var(--mint); }
.ccard:nth-child(3) { background: var(--butter); }
.ccard:nth-child(4) { background: var(--sky); }
a.ccard:hover { color: var(--ink); }
.ccard .icon-dot { width: 52px; height: 52px; }
.ccard small { display: block; font-weight: 700; font-size: 15px; }
.ccard b { display: block; font-family: var(--display); font-size: 22px; font-weight: 800; line-height: 1.25; overflow-wrap: break-word; }
.contact-layout { display: flex; flex-wrap: wrap; gap: 32px; align-items: stretch; }
.map-card { flex: 2 1 560px; min-width: 0; background: #fff; border-radius: 40px; padding: 12px; box-shadow: 0 5px 0 var(--line); display: flex; flex-direction: column; }
.map-card iframe { width: 100%; flex: 1; min-height: 420px; border: 0; border-radius: 30px; }
.map-card .btn { align-self: flex-start; margin: 16px 12px 8px; }
.contact-side { flex: 1 1 320px; min-width: 0; display: flex; flex-direction: column; gap: 20px; }
.navy-card { background: var(--ink); color: #DCE3EF; border-radius: 32px; padding: 32px; }
.navy-card h2 { color: #fff; font-size: 30px; margin-bottom: 10px; }
.navy-card .btn.light .pdf { margin: 0 8px 0 0; }
.white-card { background: #fff; border-radius: 32px; padding: 28px; box-shadow: 0 5px 0 var(--line); }
.white-card h3 { font-size: 22px; margin-bottom: 10px; }
.white-card dl { margin: 0; display: grid; grid-template-columns: auto 1fr; gap: 6px 16px; font-size: 16px; }
.white-card dt { font-weight: 700; color: var(--ink); }
.white-card dd { margin: 0; word-break: break-word; }

/* 404 */
.notfound { text-align: center; padding-block: 80px 120px; }

@media (max-width: 860px) {
  .wrap { padding-inline: 20px; }
  .section { padding-block: 64px; }
  .h2 { font-size: 36px; }
  .hero h1 { font-size: 42px; }
  .band { padding: 56px 24px; border-radius: 32px; }
  .band-wrap { padding-inline: 12px; }
  .sticker { left: 0; }
  .sticker-npa { left: auto; right: 0; }
  .badge-round { right: 0; top: -22px; }
  .split { gap: 48px; }
  .arch .blob { left: -12px; }
  .bubble { padding: 28px; }
  .bubble blockquote { font-size: 22px; }
  .banner-pair img { height: 200px; border-radius: 32px; }
  .site-footer { border-radius: 32px 32px 0 0; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; } html { scroll-behavior: auto; } }

/* Company Profile page */
.chips { display: flex; flex-wrap: wrap; gap: 10px; margin: 0 0 28px; }
.chips span { background: #fff; color: var(--ink); font-weight: 700; font-size: 15px; padding: 8px 16px; border-radius: 999px; box-shadow: 0 3px 0 var(--line); }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(260px, 100%), 1fr)); gap: 20px; }
.grid-auto.wide { grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr)); }
.kmp { background: #fff; border-radius: 28px; padding: 26px; box-shadow: 0 5px 0 var(--line); }
.kmp img { width: 112px; height: 112px; border-radius: 50%; object-fit: cover; object-position: top; margin-bottom: 14px; background: var(--peach); }
.kmp h3 { font-size: 22px; }
.kmp .role { margin: 6px 0 10px; }
.kmp p { font-size: 15.5px; }
.note { font-style: italic; color: var(--muted); max-width: 900px; }
.ceo { display: flex; flex-wrap: wrap; gap: 28px; align-items: center; background: #fff; border-radius: 32px; padding: 28px; box-shadow: 0 5px 0 var(--line); }
.ceo img { width: 200px; height: 200px; border-radius: 50%; object-fit: cover; flex: none; }
.ceo > div { flex: 1 1 360px; min-width: 0; }
.ceo h3 { font-size: 28px; }
.ceo p { font-size: 16px; }
.mv { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(380px, 100%), 1fr)); gap: 28px; }
.mv h3 { color: #fff; font-size: 30px; margin: 4px 0 6px; }
.mv .sub { color: #FFB48A; font-weight: 700; margin-bottom: 14px; }
.mv ul, .ticks { margin: 16px 0 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 10px; }
.mv li, .ticks li { position: relative; padding-left: 30px; }
.mv li::before, .ticks li::before { content: ""; position: absolute; left: 0; top: .45em; width: 16px; height: 16px; border-radius: 50%; background: var(--orange); box-shadow: inset 0 0 0 4px #fff; }
.mv li::before { box-shadow: inset 0 0 0 4px var(--ink); }
.quote { margin: 40px 0 0; font-family: var(--display); font-size: 26px; font-weight: 700; color: #fff; text-align: center; }
.branch { background: #fff; border-radius: 28px; padding: 26px; box-shadow: 0 5px 0 var(--line); }
.branch h3 { font-size: 26px; margin-bottom: 6px; }
.branch .since { display: inline-block; margin-top: 12px; font-weight: 700; font-size: 14px; padding: 4px 12px; border-radius: 999px; background: var(--butter); color: #8A5A00; }
.branch.first .since { background: var(--orange); color: #fff; }
.tiles-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
@media (max-width: 900px) { .tiles-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.tile { border-radius: 24px; padding: 24px 20px; background: var(--peach); color: var(--ink); }
.tile:nth-child(2) { background: var(--mint); } .tile:nth-child(3) { background: var(--butter); } .tile:nth-child(4) { background: var(--sky); }
.tile b { display: block; font-family: var(--display); font-size: clamp(30px, 3vw, 42px); font-weight: 800; line-height: 1; }
.tile strong { display: block; margin-top: 10px; }
.tile span { display: block; font-size: 14px; color: var(--text); }
.par { width: 100%; border-collapse: collapse; background: #fff; border-radius: 24px; overflow: hidden; box-shadow: 0 5px 0 var(--line); }
.par th, .par td { padding: 14px 20px; text-align: left; border-bottom: 1px dashed var(--line); }
.par tr:last-child td { border-bottom: 0; }
.par td:last-child, .par th:last-child { text-align: right; font-weight: 800; color: var(--ink); }
.par th { background: var(--ink); color: #fff; font-size: 14px; }
.par th:last-child { color: #fff; }
.chart-card { background: #fff; border-radius: 28px; padding: 26px 26px 18px; box-shadow: 0 5px 0 var(--line); min-width: 0; }
.chart-card h3 { font-size: 21px; margin-bottom: 4px; }
.chart-card small { color: var(--muted); }
.chart-scroll { overflow-x: auto; }
.chart { display: flex; align-items: stretch; gap: 6px; height: 260px; padding-top: 12px; min-width: 440px; }
.chart.five { min-width: 300px; gap: 16px; }
.bar { flex: 1; display: flex; flex-direction: column; justify-content: flex-end; align-items: center; min-width: 0; }
.bar b { font-size: 12px; font-weight: 700; color: var(--ink); margin-bottom: 4px; white-space: nowrap; }
.bar i { display: block; width: 100%; max-width: 54px; border-radius: 10px 10px 4px 4px; background: var(--ink); }
.bar.alt i { background: var(--orange); }
.bar.proj i { background: repeating-linear-gradient(45deg, var(--orange), var(--orange) 6px, #FF8A4C 6px, #FF8A4C 12px); }
.bar span { margin-top: 8px; font-size: 12px; color: var(--muted); white-space: nowrap; text-align: center; line-height: 1.2; }
.chart.five .bar b { font-size: 14px; }
.chart.five .bar span { font-size: 13px; white-space: normal; }
.cards-pastel { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(300px, 100%), 1fr)); gap: 20px; }
.cards-pastel > div { border-radius: 26px; padding: 28px; color: var(--ink); background: var(--peach); }
.cards-pastel > div:nth-child(6n+2) { background: var(--mint); } .cards-pastel > div:nth-child(6n+3) { background: var(--butter); }
.cards-pastel > div:nth-child(6n+4) { background: var(--sky); } .cards-pastel > div:nth-child(6n+5) { background: #fff; } .cards-pastel > div:nth-child(6n) { background: #F6D5E5; }
.cards-pastel h3 { font-size: 22px; margin-bottom: 8px; }
.cards-pastel p, .cards-pastel li { font-size: 16px; }
.cards-pastel ul { margin: 0; padding-left: 18px; }
.press { display: flex; flex-wrap: wrap; gap: 24px; align-items: stretch; }
.press-big { flex: 0 1 260px; background: var(--ink); color: #DCE3EF; border-radius: 32px; padding: 32px; text-align: center; display: flex; flex-direction: column; justify-content: center; }
.press-big b { font-family: var(--display); font-size: 96px; font-weight: 800; color: #fff; line-height: .9; }
.press-big strong { color: #FFB48A; letter-spacing: .2em; text-transform: uppercase; font-size: 14px; margin: 6px 0 14px; }
.press-list { flex: 1 1 360px; min-width: 0; display: flex; flex-direction: column; gap: 14px; }
.press-item { background: #fff; border-radius: 22px; padding: 18px 22px; box-shadow: 0 4px 0 var(--line); display: flex; flex-wrap: wrap; gap: 6px 16px; justify-content: space-between; align-items: center; }
.press-item h3 { font-size: 21px; }
.press-item span { color: var(--muted); font-size: 15px; }
.press-item em { font-style: normal; font-weight: 700; font-size: 13px; background: var(--peach); color: var(--orange-deep); padding: 3px 10px; border-radius: 999px; }
.press-impact { flex: 1 1 260px; background: var(--mint); color: var(--ink); border-radius: 32px; padding: 28px; }
.partner-group { background: #fff; border-radius: 28px; padding: 26px; box-shadow: 0 5px 0 var(--line); }
.partner-group h3 { font-size: 20px; margin-bottom: 14px; }
.partner-group div { display: flex; flex-wrap: wrap; gap: 10px; }
.partner-group span { background: var(--cream); border: 1px solid var(--line); color: var(--ink); font-weight: 700; padding: 8px 14px; border-radius: 999px; }
.thanks h2 { color: #fff; font-size: clamp(44px, 7vw, 80px); letter-spacing: -0.03em; }
.thanks .grid-auto > div { background: var(--navy-2); border-radius: 22px; padding: 22px; }
.thanks small { display: block; color: #FFB48A; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; font-size: 13px; margin-bottom: 6px; }
.thanks a { color: #fff; }
.profile-cta { display: flex; flex-wrap: wrap; gap: 20px 32px; align-items: center; justify-content: space-between; background: var(--ink); color: #DCE3EF; border-radius: 32px; padding: 32px 36px; margin-bottom: 48px; }
.profile-cta h2 { color: #fff; font-size: 32px; margin-bottom: 6px; }
.profile-cta p { margin: 0; }
.profile-cta .btn-row .btn.light { box-shadow: 0 4px 0 #0B1428; }
.kmp-grid { grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 16px; }
@media (max-width: 1200px) { .kmp-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (max-width: 760px) { .kmp-grid { grid-template-columns: repeat(auto-fit, minmax(min(240px, 100%), 1fr)); } }
.cards-pastel { grid-template-columns: repeat(auto-fit, minmax(min(340px, 100%), 1fr)); }
.cards-pastel.two { grid-template-columns: repeat(auto-fit, minmax(min(460px, 100%), 1fr)); }
.grid-auto.three { grid-template-columns: repeat(auto-fit, minmax(min(340px, 100%), 1fr)); }
.grid-auto.monthly { grid-template-columns: repeat(auto-fit, minmax(min(500px, 100%), 1fr)); }
.chart.five { min-width: 250px; }
.rate-note { margin: 20px 0 0; max-width: 900px; font-size: 14px; color: var(--muted); }

/* Gramo Fin group company card (home) */
.group-card { display: flex; flex-wrap: wrap; align-items: center; gap: 32px 56px; background: var(--peach); border-radius: 40px; padding: 48px 56px; color: var(--ink); }
.group-copy { flex: 1 1 460px; min-width: 0; }
.group-copy h2 { font-size: clamp(30px, 3.4vw, 42px); margin-bottom: 16px; }
.group-copy p { max-width: 640px; margin-bottom: 24px; }
.group-logo { flex: 0 1 300px; min-width: 0; background: #fff; border-radius: 32px; padding: 28px; display: flex; align-items: center; justify-content: center; box-shadow: 0 6px 0 rgba(20, 33, 61, .08); }
.group-logo img { width: 100%; max-width: 240px; height: auto; }
@media (max-width: 1040px) {
  .group-logo { order: -1; flex: 0 1 260px; padding: 22px; }
  .group-logo img { max-width: 200px; }
}
@media (max-width: 760px) {
  .group-card { padding: 32px 24px; border-radius: 32px; }
  .group-logo { flex-basis: 100%; }
  .group-logo img { max-width: 180px; }
}
@media (max-width: 400px) {
  .sticker { padding: 11px 14px; border-radius: 16px; }
  .sticker b { font-size: 25px; }
  .sticker span { font-size: 12px; }
}

/* Home: "Our approach" (JLG + centre meetings + technology) */
.approach-head { display: flex; flex-wrap: wrap; align-items: center; gap: 40px 56px; margin-bottom: 48px; }
.approach-head .copy { flex: 1 1 480px; min-width: 0; }
.approach-head .h2 { margin-bottom: 20px; }
.approach-head img { flex: 1 1 420px; min-width: 0; max-width: 580px; aspect-ratio: 3 / 2; object-fit: cover; border-radius: 32px; }
.pillars { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(400px, 100%), 1fr)); gap: 24px; margin-bottom: 72px; }
.pillar { border-radius: 32px; padding: 36px 36px 38px; background: var(--peach); color: var(--ink); }
.pillar .kicker { margin-bottom: 6px; }
.pillar h3 { font-size: clamp(24px, 2.4vw, 30px); margin-bottom: 20px; }
.pillar ul { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 14px; }
.pillar li { position: relative; padding-left: 30px; color: var(--text); }
.pillar li::before { content: ""; position: absolute; left: 0; top: .45em; width: 16px; height: 16px; border-radius: 50%; background: var(--orange); box-shadow: inset 0 0 0 4px #fff; }
.pillar strong { color: var(--ink); }
.pillar.tech { background: var(--ink); }
.pillar.tech .kicker { color: #FFB48A; }
.pillar.tech h3, .pillar.tech strong { color: #fff; }
.pillar.tech li { color: rgba(255, 255, 255, .82); }
.pillar.tech li::before { box-shadow: inset 0 0 0 4px var(--ink); }
.steps-title { text-align: center; font-size: clamp(28px, 3.2vw, 40px); margin-bottom: 28px; }
.steps { margin: 0; padding: 0; list-style: none; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 18px; }
.steps li { background: #fff; border-radius: 24px; padding: 24px 22px 26px; box-shadow: 0 4px 0 var(--line); }
.steps .num-dot { margin-bottom: 14px; }
.steps li:nth-child(2) .num-dot { background: var(--mint); color: #1F6B4F; }
.steps li:nth-child(3) .num-dot { background: var(--butter); color: #8A5A00; }
.steps li:nth-child(4) .num-dot { background: var(--sky); color: #1E4E7A; }
.steps h4 { font-family: var(--display); font-size: 20px; line-height: 1.2; color: var(--ink); margin: 0 0 6px; }
.steps p { font-size: 15.5px; margin: 0; }
.approach-quote { margin: 44px auto 0; max-width: 760px; text-align: center; font-family: var(--display); font-size: clamp(22px, 2.6vw, 30px); font-weight: 700; line-height: 1.3; color: var(--ink); }
@media (max-width: 1180px) { .steps { grid-template-columns: repeat(auto-fit, minmax(min(210px, 100%), 1fr)); } }
@media (max-width: 760px) { .pillar { padding: 28px 24px 30px; border-radius: 28px; } }

/* Company Profile: Performance Highlights */
.highlights { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 16px; }
.highlights > div { background: #fff; border-radius: 24px; padding: 24px 20px 26px; box-shadow: 0 5px 0 var(--line); color: var(--ink); }
.highlights .icon-dot { width: 52px; height: 52px; margin-bottom: 16px; background: var(--peach); }
.highlights > div:nth-child(2) .icon-dot { background: var(--mint); }
.highlights > div:nth-child(3) .icon-dot { background: var(--butter); }
.highlights > div:nth-child(4) .icon-dot { background: var(--sky); }
.highlights > div:nth-child(5) .icon-dot { background: #F6D5E5; }
.highlights strong { display: block; font-family: var(--display); font-size: 19px; line-height: 1.2; margin-bottom: 4px; }
.highlights span:not(.icon-dot) { display: block; font-size: 15px; color: var(--text); }
@media (max-width: 1100px) { .highlights { grid-template-columns: repeat(auto-fit, minmax(min(200px, 100%), 1fr)); } }

/* Bigger tap targets for small text links (mobile) */
.link-arrow, .foot-bottom a, .thanks a { display: inline-block; padding-block: 6px; }
@media (max-width: 640px) {
  .highlights { gap: 12px; }
  .highlights > div { display: grid; grid-template-columns: 48px 1fr; column-gap: 16px; align-items: center; padding: 16px 18px; }
  .highlights .icon-dot { grid-row: span 2; width: 48px; height: 48px; margin: 0; }
}

/* Desktop/laptop polish: no lonely last card, comfortable line length */
.tilt-cards, .loan-tiles, .contact-cards, .grid-auto:not(.wide):not(.three):not(.kmp-grid) { grid-template-columns: repeat(4, minmax(0, 1fr)); }
@media (max-width: 1180px) { .tilt-cards, .loan-tiles, .contact-cards, .grid-auto:not(.wide):not(.three):not(.kmp-grid) { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) { .tilt-cards, .loan-tiles, .contact-cards, .grid-auto:not(.wide):not(.three):not(.kmp-grid) { grid-template-columns: minmax(0, 1fr); } }
.grid-auto.wide { grid-template-columns: repeat(auto-fit, minmax(min(200px, 100%), 1fr)); }
.highlights { grid-template-columns: repeat(5, minmax(0, 1fr)); }
.steps { grid-template-columns: repeat(5, minmax(0, 1fr)); }
@media (max-width: 980px) { .steps, .highlights { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (max-width: 640px) { .steps, .highlights { grid-template-columns: minmax(0, 1fr); } }
.member { justify-content: center; }
.member > div { max-width: 44em; }
.split-copy p, .note, .approach-head .copy p { max-width: 40em; }
.rate-note { max-width: 48em; }